2021.12.01 00:42 Van_illa Just discovered this page and changed my 401k from 15% to 50% (with my partner)
In the last few months I learned about Reddit and realized I could find a lot about a little of everything. After a month exploring debauchery, I found frugal and finance pages which brought me to leanFIRE.
I had no idea you could pull from 401k before 60 years old. I feel like a fool paying 25% in taxes all this time fearing I’d miss out on money in case I die before 60 since the important stuff isn’t taught in school.
After finding this page and blending frugal, 401k, and my excel skills, I convinced my SO to contribute the full amount to our 401s with me.
I’m nervous about budgeting the transition, but going from paying 20% in taxes to only 10% in taxes as a retiree should payoff a lot more than 5% in student loans or a 3% mortgage.
Euphoria aside, feel free to share advise or ideas. I’ve put all our annual expenses in excel and feel this idea is within our means as long as there’s a good safety net. Wish me luck!
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2021.12.01 00:42 CaliforniaK8 Job Hunting Advice for Baby Attorney?
I recently passed the CA bar exam and I am now on the hunt for a job. I have been monitoring the job sites for a while and I applied to a few prior to passing. Over all, there just don't seem to be many job postings for baby attorneys. I am still being slightly picky in that I would like to work in employment law but I am open to firms that at least take on employment cases.
1) I hear people say they apply to thousands of jobs... but how? I see maybe one or two postings per day that seem like they could be willing to consider my experience level. I don't want to waste my time or their time applying to jobs where I am not a good candidate.
2) Where are new attorneys finding job postings? I went to school out of state and my career services department has zero connections in my region (much to my dismay). I am using Indeed, LinkedIn, plain old Google, and Craigslist (I know it sounds sketchy but there are reputable firms on there). Is there anything I am missing?
3) On LinkedIn, when they ask you the "firm generated questions" about years of experience doing X, do you include the years of experience you had prior to being a licensed attorney? I don't want to be misleading but I also don't want to discount my experience. Ex: "How many years of litigation experience do you have?" I would answer "4" because I worked before, during, and after law school, but none of those years were as an attorney. I still gained skills in drafting, discovery, etc so I think it applies. But then, I would never apply to a firm that is seeking an attorney with 4 years of experience, so do I really have 4 years of experience?
If you're in San Diego or South Riverside, local advice would be appreciated!
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2021.12.01 00:42 nubianking92 Rewind for BR
2021.12.01 00:42 alcesalcesg Anchorage Police Chief Ken McCoy announces retirement
2021.12.01 00:42 illumiin this man is achieving his dreams
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2021.12.01 00:42 var77e Which Types Would Mistype as ENTP the Most?
Recently I have noticed some self-identified ENTPs in some MBTI spaces that do not act like ENTPs at all. To clarify a little, they will often exaggerate every stereotype associated with Ne dominants in their comments in a manner that seems to suggest that they don't think people will catch on to the amount of psuedo-quirky things that they have added to validate their Ne self-identification as much as possible. If anything, this seems to demonstrate a lack of Fe to me.
So, which type would be most likely to mistype as an ENTP? I speculate that Fi users most likely would, as they would misunderstand their experience of indifference towards Fe standards as the manner in which ENTPs often actively transgress against Fe standards and mistake ENTPs treatment of Fe (which is actually a lot more complicated than transgression or obedience towards external feelings) as their own sense of Fi individuality.
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2021.12.01 00:42 JournalistDull8017 Is there any photos of the box for the integrated suit spiderman?
2021.12.01 00:42 Nivek1977 Loomian Legacy livestream - pvp
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2021.12.01 00:42 yourfreekindad am i the only one who hates new occultist hat
2021.12.01 00:42 throwmongo How can one be more productive academically by spending less time "researching" choices?
Consider two professors from a rural university. Two assistant professors of sociology. Both former neighbors of mine with bad knees. Both quite overweight.
When one wanted knee surgery, he asked his Bishop. The religious leader suggested a local surgeon and the prof. went to that surgeon, had his surgery and went back home. His leg didn't heal, so he had a second surgery. Then a third. Then he made tenure.
The other professor asked me and dozens others. He "researched" his options very thoroughly. He read medical articles I gave him to read. He asked me several questions on a paper about sham knee surgery and the placebo effect. He corresponded with the authors of the paper on the sham knee surgery. He spent months "researching" knee surgery options, then he even changed his health insurance to get a prominent surgeon to give him an opinion on his knee and possibly operate his knee. He sought a second opinion. And a third. Finally, he strategically lost weight and never had knee surgery. His knee healed without the surgery, But he didn't make tenure because he said he was too busy with his bad knee.
Ironically, the first sociology professor had three surgeries by a local surgeon with a very limited skill set. But he made tenure despite making sub-optimal choices when it came to his knee surgery.
Now consider the following sample time-intensive activities -
2021.12.01 00:42 Professional-Rub3905 Am i
2021.12.01 00:42 teamunefy Building a startup brand: How this marketer is bringing new agtech to life
| The quest to find the best seaweed globally led to Australia and local projects focused on reducing methane emissions from cattle... |
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2021.12.01 00:42 kdramapeach step aside koreaboo Deavan, there’s a new sheriff in town; meet sinoboo Ella
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2021.12.01 00:42 mk270 Campaigners appeal for cladding victims to stand at council elections - The Cardiffian
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2021.12.01 00:42 Funny_Pen_453 Compatability
2021.12.01 00:42 BigOgreHunter92 How would you feel about rock and metal in fallout games?
2021.12.01 00:42 Professional-Rub3905 Am i
2021.12.01 00:42 imalreadyademon5 Kiara Sessouin for Jill [RE3R]
Anyone got the decode for this? I tried searching on 3DM MOD but it seems its gone. Help? Also there is a headdress to this outfit too. Much appreciated for any assistance!
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2021.12.01 00:42 mysticdreamblue Latest on return date - DC offices
What is the latest news on return to work in your agency?
Out of nowhere today and no previous indication of any return date, we received an agency wide (DOC) email stating that return date is January but there is some uncertainty due to Omicron. Seems a bit rushed. The email noted we will be give a 30-day notice.
A few weeks ago we were told we can discuss remote option with supervisor 30 days prior to return date (if available). Not further updates yet. Anyone else?
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2021.12.01 00:42 neal1327 Missing bestiary entries
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2021.12.01 00:42 Cache_of_kittens iPhone game mechanics
I’m trying to figure out a tactic on the iPhone app version of this game and I’m not having much luck.
Playing both [[Katilda, Dawnheart Prime]] and [[Saryth, The Viper’s Fang]] on the field, once I have selected one of my creatures to block I then want to tap that creature for its mana. However, I get no option to choose. The game either chooses automatically for me, or when I turn off ‘Auto-Tap’ in the gameplay options, it just pops up with the options of ‘cancel’ or ‘auto select’ (I can’t remember the exact wording) and again I have to just hope on blind luck that it will choose the creature I want.
There must be a way to choose which creature manually…..right?
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2021.12.01 00:42 GatorWrestler303 Moving gators to warmer ponds
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2021.12.01 00:42 kshat26 My LAST card until 100%. I will overpay. Please help a brother out. 92 Stoichkov
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2021.12.01 00:42 TheShrektEffect This forge system makes no sense
Honestly it’s not even about the money. For me the weirdest thing is that there probably aren’t even 1024 or 2048 class 4 items in a single server. However many you need for a T10 upgrade because I honestly still don’t understand how this system even works.
Either way, who at cipsoft genuinely thought that this would EVER be attainable by anyone? How would you even get your hands on thousands of C4 items in the first place? There just aren’t that many of them. Someone would probably have to transfer hundreds of these things from loads of different servers just to try making a single T10 item.
It doesn’t make any sense. Why did they go out of their way to create the weirdest, most counterintuitive system they could come up with? Every other MMO I’ve played had a weapon upgrade system and it made perfect sense.
You always know exactly what you need to upgrade an item, so you can collect those upgrade materials either during gameplay or by spending RL money, and then you just upgrade your item with those. It’s so simple. And if there is RNG involved in upgrading, and there’s a chance for your item to disappear if the upgrade fails, there’s an item you can buy for RL money that protects your weapon from disappearing so you only lose the upgrade materials but you can try again.
Why couldn’t cipsoft have just done something like that? Even if the first upgrade to T1 cost like 500 cores, it’s something you can farm if you play a lot, or if you don’t want to spend the time you can buy them with RL money. Sure there would be some super whales who could get T10 on the first day but who cares?
This update is so frustrating especially for someone who was as hyped for it as I was, it feels like getting kicked in the dick.
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